Lucky 15 Bet Explained: What is a Lucky 15 Bet & How Does it Work?

A Lucky 15 bet is a type of wager offered by sports betting sites that takes four different bets of equal value and combines them with all possible accumulators associated with the four selections into one multiples bet. The structure of this bet includes four singles, six doubles, four trebles, and a fourfold accumulator, making a total of 15 bets, hence the name.

This betting approach is popular in horse racing but, depending on the bookmaker, can also be applied across a range of sports, including football. The beauty of Lucky 15 is that you only need one of your selections to win to get some return, unlike a traditional accumulator. However, the more selections that win, the higher your winnings.

A Lucky 15 is similar to a Yankee. However, unlike that bet, a Lucky 15 includes four singles in addition to the six doubles, four trebles, and one fourfold that feature in a Yankee. A Lucky 15 offers “full coverage” compared to a Yankee, which does not include the singles. However, as a result, a Lucky 15 costs more.

In this article, we explain how a Lucky 15 bet works, how to use it, and which betting sites in Nigeria offer this option.

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How Does a Lucky 15 Bet Work?

When you place a Lucky 15 bet, you’re essentially spreading your risk across 15 different combinations of your four chosen selections. Here’s how the bets are distributed:

• Singles: 1, 2, 3, 4 which makes 4 bets
• Doubles: 1+2, 1+3, 1+4, 2+3, 2+4, 3+4 which makes 6 bets
• Trebles: 1+2+3, 1+2+4, 1+3+4, 2+3+4 which makes 4 bets
• Fourfold: 1+2+3+4, which makes 1 bet

Because there are 15 combinations in one Lucky 15 bet, the total stake is 15x the unit stake. For example, let’s say you wish to place a Lucky 15 bet with a total stake of ₦150. Your stake per bet would be ₦10 (₦150 total stake divided by 15 bets).

Pros and Cons of Lucky 15

The multiple combinations of a Lucky 15 bet (six doubles, four trebles, and a fourfold acca) cover you in every way possible to win big. At the same time, the singles ensure you get some return, even if not all predictions are correct. Unlike an accumulator, where everything has to be correct, even one winning selection can bring you a payout.

However, the main limitation of a Lucky 15 bet is that it requires you to place the same amount (your unit stake) on each selection. This means you can’t put more money on a selection you feel very confident about. However, you can work around this limitation by adding each bet (singles, doubles, trebles, and four-fold) separately to your betting slip. This lets you adjust the stake amount for each bet based on how confident you are in each selection.

Additionally, compared to an accumulator, your total stake in a Lucky 15 bet will be bigger, meaning you stand to lose more if all four selections don’t come through.

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When to Use a Lucky 15 Bet

A Lucky 15 bet is an excellent choice if you have multiple selections across different markets you believe will win but still want the security of receiving a return, even if not all your predictions are correct.

It’s a strategic option for significant horse race events or when you want to spread your bets across different matches, offering a chance to profit without needing all selections to win.

Calculating Lucky 15 Bet Winnings

How much your Lucky 15 bet returns depends on how many of your four selections win and the odds of each of the winner(s). You can calculate your potential winnings from a Lucky 15 bet using this formula:

• Event Odds x Stake per bet = Return.

Here’s how it works using ₦10 per bet for a total stake of ₦150:

• Singles:
  • 2.00 x ₦10 = ₦20
  • 3.50 x ₦10 = ₦35
  • 4.00 x ₦10 = ₦40
  • 1.50 x ₦10 = ₦15
• Doubles:
  • (Event 1 + Event 2) 2.00 x 3.50 x ₦10 = ₦70(Event 1 + Event 3) 2.00 x 4.00 x ₦10 = ₦80
  • (Event 1+ Event 4) 2.00 x 1.50 x ₦10 = ₦30
  • (Event 2 + Event 3) 3.50 x 4.00 x ₦10 = ₦140
  • (Event 2 + Event 4) 3.50 x 1.50 x ₦10 = ₦52.5
  • (Event 3+ Event 4) 4.00 x 1.50 x ₦10 = ₦60
• Trebles:
  • (Event 1 + Event 2 + Event 3) 2.00 x 3.50 x 4.00 x ₦10 = ₦280
  • Event 1 + Event 2 + Event 4) 2.00 x 3.50 x 1.50 x ₦10 = ₦105
  • (Event 1 + Event 3 + Event 4) 2.00 x 4.00 x 1.50 x ₦10 = ₦120
  • (Event 2+ Event 3 + Event 4) 3.50 x 4.00 x 1.50 x ₦10 = ₦210
• Fourfold:
  • (Event 1 + Event 2 + Event 3 + Event 4) 2.00 x 3.50 x 4.00 x 1.50 x ₦10 = ₦420

If all of your single bets win, then the entire bet slip is automatically considered a winner. In this scenario, the payout will be ₦1,677.50, which is the total of all returns from the 15 combinations.

Should only one selection win, for instance, Selection 2, the return will be 3.50 x ₦10 = ₦35. All other 14 options will be deemed lost.

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Should two selections win, say Selections 1 and 2, then your Lucky 15 bet would return:

• Singles:
  • 2.00 x ₦10 = ₦20
  • 3.50 x ₦10 = ₦35

Singles total: ₦20 + ₦35 = ₦55

• Doubles: (Event 1 + Event 2) 2.00 x 3.50 x ₦10 = ₦70

Total return: ₦55 + ₦70 = ₦125

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If three selections, Selections 1, 2 and 3, win, then your Lucky 15 bet would return:

• Singles:
  • 2.00 x ₦10 = ₦20
  • 3.50 x ₦10 = ₦35
  • 4.00 x ₦10 = ₦40

Singles total: ₦20 + ₦35 + ₦40 = ₦95

• Doubles:
  • (Event 1 + Event 2) 2.00 x 3.50 x ₦10 = ₦70
  • (Event 1 + Event 3) 2.00 x 4.00 x ₦10 = ₦80
  • (Event 2 + Event 3) 3.50 x 4.00 x ₦10 = ₦140

Doubles total: ₦70 + ₦80 + ₦140 = ₦290

Trebles total: (Event 1 + Event 2 + Event 3) 2.00 x 3.50 x 4.00 x ₦10 = ₦280

Total return: ₦95 (singles total) + ₦290 (doubles total) + ₦280 (trebles total) = ₦665

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Where to place Lucky 15 Bets in Nigeria

In Nigeria, the Lucky 15 option is typically offered by foreign betting sites licensed to operate locally. Our in-depth betting sites reviews cover every detail you need to know about all the legally operating bookmakers in Nigeria.

1xbet, 22bet and Betwinner are of the best betting sites with the Lucky 15 option across different markets.

All three betting sites also have fantastic betting offers, promotions and welcome bonuses for new and existing customers.

For instance, 1xbet offers a generous 300% welcome bonus of up to ₦145,600 on your first deposit.

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22bet, meanwhile, welcomes you with a 100% match on your first deposit up to ₦207,500.

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You can also check out the latest free bets, promotions, and betting offers to use on your betting action.

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