Accumulator Bets Explained

Accumulator Bets Explained

Sports betting offers a world of exciting possibilities, and one of the most thrilling ways to bet is through accumulator bets. Accumulator bets, or simply “accas,” are a hit among punters because they offer the chance to win big by combining multiple smaller bets. These bets have become even more enticing in Nigeria, where sportsbooks offer special acca bonuses.

If you’re new to the world of sports betting, you might be wondering, “What is an accumulator bet?” In this beginner-friendly guide, we’ll take you through the ins and outs of accumulator bets, explaining what they are, the different types, how to place one, and more. Let’s dive in!

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What Is an Accumulator Bet?

An accumulator bet, often referred to as an “acca,” is a popular type of wager where you combine multiple individual bets into one big bet. To win your accumulator bet, all the individual bets within it must be correct. It’s an all-or-nothing deal. Accumulator bets offer the potential for big payouts but also come with increased risk because every selection must be accurate for you to win.

You can create accumulators for various sports like football, horse racing, and tennis. However, it’s essential to note that certain bookmakers might have restrictions on mixing different sports in a single accumulator.

Types of Accumulator Bets

Accumulator bets come in various forms. Here are the most common types:

1. Double: An accumulator with two selections.

2. Treble: An accumulator with three selections.

3. Fourfold: An accumulator with four selections.

4. Fivefold: An accumulator with five selections.

5. Sixfold: An accumulator with six selections.

6. Sevenfold: An accumulator with seven selections.

7. Eightfold: An accumulator with eight selections, and so on.

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Examples of Accumulator Bets

Let’s say you want to bet on three different football matches: Team A to win, Team B to draw, and Team C to win. You can place a treble accumulator by combining these three selections into one bet. If all three results go your way, you win the accumulator.

Here’s how it works with real money:

1. Team A to win at odds of 2.00: If you bet ₦100 on Team A and they win, you’d receive ₦200 (₦100 x 2.00) as your potential winnings.

2. Team B to draw at odds of 3.00: Betting ₦100 on Team B to draw would bring you ₦300 (₦100 x 3.00) if they do indeed draw.

3. Team C to win at odds of 2.50: A ₦100 bet on Team C would result in ₦250 (₦100 x 2.50) if they win.

Now, combine these selections into a treble accumulator, and the potential winnings are calculated by multiplying the odds:

(Team A @ 2.00 odds) x (Team B @ 3.00 odds) x (Team C @ 2.50 odds) = 15 odds.

₦100 x 15 = ₦1500.

So, if all three outcomes go your way, you could win ₦1500 on a ₦100 wager. As you can see, the odds are massively increased for an accumulator, a lot more so than if you were to bet on each individual selection at its own odds.

But remember, accumulators are all-or-nothing bets. If even one of your selections loses, you won’t win anything. It’s the trade-off for the potential for bigger winnings! For a comprehensive understanding of football betting odds and how they function, make sure to read our guide.

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What Is an Each Way Accumulator?

An each-way accumulator is a variation of the traditional accumulator. It’s commonly used in horse racing. With an each-way accumulator, your bet is split into two parts: the “win” part and the “place” part. If your selections win, both parts of the bet payout. If your selections only place (usually in the top positions), the “place” part of your bet pays.

Accumulator Bonuses

Some bookmakers offer accumulator bonuses to entice bettors. These bonuses can increase your potential winnings or provide insurance in case one selection lets you down. Always check the terms and conditions of the bonus before placing your accumulator bet.

Learn more about the bonus offerings provided by Nigerian bookmakers in our comprehensive review of legal sportsbooks in Nigeria, which provides in-depth insights into all kinds of bonuses available.

How to Place an Accumulator Bet

Placing an accumulator bet is easy. Here are the steps:

  • Choose the events you want to bet on (e.g., football).
  • Select the type of bet for each event (e.g., Team A to win, Team B to draw).
  • Add these selections to your betting slip.
  • Select the accumulator or multi-bet option on the betslip.
  • Your potential winnings will be calculated based on your choices and the odds. For instance:
    – Team A to win: Odds 2.00
    – Team B to draw: Odds 3.00
    – Total odds for the accumulator: 2.00 x 3.00 = 6.00
  • Review your selections.
  • Enter the amount you want to stake.
  • Place your bet!

Remember that if one of your selections is incorrect, your accumulator bet loses.

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Pros and Cons of Accumulator Bets

Accumulator bets offer both advantages and disadvantages. Let’s take a closer look:


Potential for High Payouts: Accumulators can turn small bets into significant winnings. For example, with a ₦1,000 bet, you could win ₦10,000 or more.

Excitement and Thrill: Accumulators make watching multiple events even more exciting. Every correct result brings you closer to a big win.

Smaller Stakes, Bigger Wins: You can wager a small amount and still have the chance to win a substantial sum.


Increased Risk: Accumulators are all-or-nothing bets. If one of your selections is incorrect, you lose your entire stake.

Higher Odds: Accumulators often have high odds. While this can lead to big wins, it’s also more challenging to get every selection right.

Requires Research and Luck: Successful accumulators demand careful research and a bit of luck to pick the right outcomes for each event.


Accumulator bets are a thrilling way to enhance your sports betting experience and can lead to life-changing wins. However, they come with a fair share of risk. As a beginner, it’s important to take your time, do your research, and start with small stakes.‘s expert betting tips are your compass in this journey. We’re here to help you navigate the risks and increase your chances of success.

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Accumulators can turn an ordinary match day into an extraordinary one if luck is on your side, so enjoy the ride, and remember to bet responsibly!

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